{"id":9563,"date":"2025-08-13T09:00:05","date_gmt":"2025-08-13T09:00:05","guid":{"rendered":"https:\/\/www.cordaid.org\/en\/?p=9563"},"modified":"2025-08-28T13:52:37","modified_gmt":"2025-08-28T13:52:37","slug":"investing-in-resilience-when-business-joins-development","status":"publish","type":"post","link":"https:\/\/www.cordaid.org\/en\/news\/investing-in-resilience-when-business-joins-development\/","title":{"rendered":"Investing in Resilience: When Business Joins Development\u00a0"},"content":{"rendered":"<div class=\"section section--core \"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-8 offset-md-2 block-wrapper\"><div class=\"entry-content\">\n<p><strong>In Southern Bangladesh, climate change is not a future concern. It is a relentless, daily challenge. Rising sea levels, tidal surges, and saltwater intrusion have eroded livelihoods, degraded farmland, and compromised access to clean water and food.&nbsp;<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"734\" src=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-1024x734.jpg\" alt=\"\" class=\"wp-image-9565\" srcset=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-1024x734.jpg 1024w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-300x215.jpg 300w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-768x551.jpg 768w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-1536x1101.jpg 1536w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-2048x1468.jpg 2048w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-61x44.jpg 61w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Uma Roy, a smallholder farmer from Southern Bangladesh, COASTS participant. Photo: Cordaid<\/figcaption><\/figure>\n\n\n\n<p>While traditional aid has brought temporary relief to coastal communities, it often fails to deliver lasting resilience. Time-bound projects, although impactful during their duration, cannot keep pace with the accelerating impacts of climate change. Once the funding dries up, communities frequently slide back into vulnerability.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why is aid alone not enough<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Short-term development interventions are like band-aids, helpful, but not transformative. Many initiatives provide training, inputs, or small grants, but lack the systems thinking and long-term partnerships necessary for durable change.&nbsp;<\/p>\n\n\n\n<p>When a project ends, so does access to quality seeds, services such as access to finance, insurance, resilient farming technologies, fair markets, and climate-adaptive knowledge. Communities are left to wait for the next wave of support, locked in a cycle of dependency that undermines their potential.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The missing link&nbsp;<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Private sector engagement becomes truly effective when both sides \u2014 communities and companies \u2014 share a common interest and can benefit mutually. However, many private companies remain hesitant to enter remote or underserved regions due to challenges like poor infrastructure, limited market data, appropriate technology and assumptions about low profitability.&nbsp;<\/p>\n\n\n\n<p>But what if development programmes could shift this narrative? By facilitating partnerships that de-risk investment and align commercial incentives with community needs, we can create win-win models \u2014 where businesses discover viable new markets, and communities access the products, services, and opportunities they need to thrive.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The model: A breakthrough in private sector collaboration<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Cordaid and its partners have shown that strategic private sector engagement (PSE) can break the cycle of aid dependency and create long-term, inclusive development.&nbsp;<\/p>\n\n\n\n<p>Rather than viewing coastal communities as passive recipients, we see them as active market participants. We partnered with private sector actor Lal Teer Seed Ltd. to co-create locally adapted solutions that address both climate vulnerabilities and market failures.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"720\" src=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-and-FBA-1024x720.jpg\" alt=\"\" class=\"wp-image-9570\" srcset=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-and-FBA-1024x720.jpg 1024w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-and-FBA-300x211.jpg 300w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-and-FBA-768x540.jpg 768w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-and-FBA-1536x1081.jpg 1536w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-and-FBA-2048x1441.jpg 2048w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Uma-Roy-and-FBA-63x44.jpg 63w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Uma Roy and her Farm Business Advisor. Photo: Cordaid<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Key private sector strategies under COASTS<\/strong>&nbsp;<\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>One-Stop Solutions for Coastal Farming Challenges<\/strong>&nbsp;<\/h4>\n\n\n\n<p>Farming in coastal areas comes with a complex set of challenges. Addressing these issues requires more than isolated interventions, but an integrated approach.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cThe nearest soil and water testing lab is 20 kilometres from our village. Each visit costs us at least BDT 400 for transport and another BDT 200 for the tests. And then we wait several days for the results. For farmers like us, it\u2019s simply unaffordable,\u201d says Uma Roy, a smallholder farmer from Southern Bangladesh.&nbsp;&nbsp;<\/p>\n<\/blockquote>\n\n\n\n<p>That\u2019s where our highly trained Farm Business Advisors (FBAs), known as \u201cFBA\u201d, come in. These local young entrepreneurs act as one-stop service providers within their communities, bridging the gap between knowledge and access.&nbsp;<\/p>\n\n\n\n<p>They help farmers to test their soil and water and provide instant results, right in their yard. Based on these tests, the FBAs offer tailored advice on climate-smart farming practices and the most suitable saline-tolerant seed varieties.&nbsp;<\/p>\n\n\n\n<p>Even better, farmers can purchase seeds directly from them, eliminating the need to travel to distant markets and reducing both cost and time. This locally available, practical support system encourages more farmers to continue cultivating their land, despite the tough conditions.&nbsp;&nbsp;<\/p>\n\n\n\n<p>By integrating services and making them accessible at the doorstep, FBAs are helping build sustainable farming systems, one solution at a time.&nbsp;&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Co-developing high-value saline-tolerant seed varieties<\/strong>&nbsp;<\/h4>\n\n\n\n<p>In coastal regions, the availability of saline-tolerant seeds is limited, and the few that do exist often have low market demand or poor commercial value. This leaves farmers with little incentive to adopt them, and private companies with little motivation to invest.&nbsp;<\/p>\n\n\n\n<p>To address this, we work closely with Lal Teer Seed Company to co-develop new, high-value saline-tolerant seed varieties that are both climate-resilient and Market-driven. These seeds respond to local soil conditions while meeting farmers\u2019 and market preferences.&nbsp;<\/p>\n\n\n\n<p>This collaboration creates a win-win scenario: farmers gain access to diverse saline-tolerant seed, profitable crop options, and seed companies tap into a growing demand, expanding their business while contributing to climate adaptation.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Making saline-tolerant seeds&nbsp;affordable and accessible<\/strong>&nbsp;<\/h4>\n\n\n\n<p>For many smallholder farmers, saline-tolerant seeds remain out of reach, not because they don\u2019t exist, but because they are packaged in large quantities and sold only in distant markets. These bulk packages are expensive and impractical for farmers with limited land and resources.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cWe want to farm, but saline-tolerant seeds are hard to find here. People travel all the way to the city to get them, but they come in big packs that we can\u2019t afford. Sometimes it feels like farming just isn\u2019t meant for people like us.\u201d &#8211; Rita Rani Das, a smallholder farmer, Southern Bangladesh.&nbsp;<\/p>\n<\/blockquote>\n\n\n\n<p>To overcome this barrier, we partnered with Lal Teer Seed Company to introduce customised small seed packs tailored specifically for smallholder needs. These affordable packs are now available in local markets and through Farm Business Advisors (FBAs), who earn a small commission by selling them directly to farmers during field visits.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Rita-Rani-with-her-Daughter-1024x768.jpeg\" alt=\"\" class=\"wp-image-9571\" srcset=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Rita-Rani-with-her-Daughter-1024x768.jpeg 1024w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Rita-Rani-with-her-Daughter-300x225.jpeg 300w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Rita-Rani-with-her-Daughter-768x576.jpeg 768w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Rita-Rani-with-her-Daughter-59x44.jpeg 59w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Rita-Rani-with-her-Daughter.jpeg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Rita Rani, a smallholder farmer from Southern Bangladesh, COASTS participant. Photo: Cordaid<\/figcaption><\/figure>\n\n\n\n<p>This approach generates multiple layers of impact:&nbsp;<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Farmers can now access the right seeds in the right quantity at a fair price.&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>FBAs benefit from new income opportunities and grow as rural entrepreneurs.&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Seed companies tap into a previously underserved market segment and expand their customer base.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p>By aligning business innovation with farmers&#8217; needs, this initiative is making climate-resilient farming more inclusive, scalable, and sustainable.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bridging the market gap: ensuring fair prices for smallholder farmers<\/strong>&nbsp;<\/h2>\n\n\n\n<p>In remote coastal areas, smallholder farmers often face significant losses, not due to low production, but due to weak market linkages. Even when they manage to grow climate-resilient crops, many struggle to sell their produce. And when they do, it\u2019s often at unfair prices dictated by middlemen. This lack of reliable market access discourages farmers from investing in agriculture, keeping them trapped in cycles of poverty.&nbsp;<\/p>\n\n\n\n<p>To break this cycle, we\u2019ve established local collection points within the villages, where buyers from larger urban markets come weekly to purchase produce directly. This system not only reduces transportation barriers for farmers but also ensures consistent, demand-driven off-take agreements.&nbsp;<\/p>\n\n\n\n<p>By connecting farmers with private sector buyers through secure and long-term arrangements, we\u2019re:&nbsp;<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Eliminating exploitative middlemen&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Stabilising prices&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Restoring farmer confidence in agriculture as a viable livelihood&nbsp;<\/li>\n<\/ol>\n\n\n\n<p>This market-driven approach is helping turn farming into a more profitable and sustainable option for coastal communities.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why this model works<\/strong>&nbsp;<\/h2>\n\n\n\n<p>This model succeeds because it\u2019s not just about delivering aid, it\u2019s about building systems that last. By engaging the private sector and empowering local actors, the approach delivers sustainability, dignity, and long-term impact.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Services continue beyond the project lifecycle<\/strong><\/h4>\n\n\n\n<p>Through partnerships with private companies, essential products like saline-tolerant seeds and farming tools are now available at the community level, not just during project periods, but as part of ongoing business operations. By co-developing small seed packs and piloting doorstep services through Farm Business Advisors (FBAs), we\u2019ve created a market that sustains itself even after donor support ends.&nbsp;\u201cWe get what we need, when we need it,\u201d says Uma Roy.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Local ownership builds lasting change<\/strong>&nbsp;<\/h4>\n\n\n\n<p>Farmers, local vendors, and FBAs are not passive beneficiaries; they are active participants in the system. FBAs, in particular, act as rural entrepreneurs who provide testing services, sell inputs, and advise on farming practices. Their trusted presence in the community builds confidence and ensures the knowledge and tools stay embedded locally.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>New livelihoods are created in the value chain<\/strong>&nbsp;<\/h4>\n\n\n\n<p>Beyond farming, the model promotes entrepreneurship in input sales, sanitation products, and post-harvest marketing. These new opportunities, especially for women and youth, diversify income streams and make rural economies more dynamic and resilient. By linking farmers directly with buyers, we&#8217;ve also helped increase profits and reduce exploitation.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Innovation becomes accessible and adaptive<\/strong>&nbsp;<\/h4>\n\n\n\n<p>Private sector partners introduce cutting-edge, context-specific solutions,&nbsp;such as soil testing kits, customised saline-tolerant seeds, and local experts,&nbsp;that traditional aid models often cannot sustain. By aligning business incentives with community needs, innovation is not only introduced but also scaled and adapted over time.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cWhatever innovation we learn from our partners around the world, or whatever we see attractive globally, we will try implementing in Bangladesh. The goal is to keep farmers innovative over time, from saline-resistant seeds to rainwater harvesting to better cropping patterns.\u201d&nbsp;<\/p>\n<\/blockquote>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"800\" src=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Tajwar-M-Awal-1024x800.png\" alt=\"\" class=\"wp-image-9572\" srcset=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Tajwar-M-Awal-1024x800.png 1024w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Tajwar-M-Awal-300x234.png 300w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Tajwar-M-Awal-768x600.png 768w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Tajwar-M-Awal-640x500.png 640w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Tajwar-M-Awal-56x44.png 56w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Tajwar-M-Awal.png 1030w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Tajwar M Awal, Director of Technical Operations, Lal Teer Seed Limited. Photo: Cordaid.<\/figcaption><\/figure>\n\n\n\n<p>\u201cThese public\u2013private partnerships help the government reach marginalised farmers further than before. The private sector can invest more resources, make decisions instantly, and bring in innovations that address real challenges in the field,\u201d says Tajwar M Awal, Director of Technical Operations, Lal Teer Seed Limited. &nbsp;<\/p>\n\n\n\n<p>\u201cThis model is unique because it learns and improves from the challenges it faces. If replicated and implemented well, it can strengthen food security across the Global South,\u201d says Mahe Alam, Senior Advisor, Cordaid Bangladesh. &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>A New Development Paradigm<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Private Sector Engagement under COASTS is not a supplement; it\u2019s a necessity. It enables resilient systems that continue functioning long after project timelines end.&nbsp;<\/p>\n\n\n\n<p>Donors and development actors must evolve from funding only temporary interventions to facilitating partnerships that last. Investing in business ecosystems, co-creating with communities, and enabling private actors to scale solutions is how we move beyond aid and into a future where resilience is real.&nbsp;<\/p>\n\n\n\n<p>Cordaid is now scaling this model across Bangladesh, inviting companies, NGOs, and donors to co-invest in market-driven, community-led transformation.&nbsp;<\/p>\n\n\n\n<p>Because when business, civil society, and communities come together, lasting change is not just possible; it becomes inevitable.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Mahe-Alam-1024x768.jpeg\" alt=\"\" class=\"wp-image-9574\" srcset=\"https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Mahe-Alam-1024x768.jpeg 1024w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Mahe-Alam-300x225.jpeg 300w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Mahe-Alam-768x576.jpeg 768w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Mahe-Alam-1536x1152.jpeg 1536w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Mahe-Alam-59x44.jpeg 59w, https:\/\/www.cordaid.org\/en\/wp-content\/uploads\/2025\/08\/Mahe-Alam.jpeg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Mahe Alam, Senior Advisor, Private Sector Engagement, Cordaid Bangladesh. Photo: Cordaid<\/figcaption><\/figure>\n\n\n\n<p><strong>COASTS (Coastal Opportunities and Agricultural Solutions to Tackle Salinity)<\/strong> is a public-private partnership project implemented under the Sustainable Development Goals (SDG) Partnership, with support from the Netherlands Enterprise Agency (RVO) in collaboration with the Soil Resource Development Institute (SRDI), the Ministry of Agriculture, Bangladesh Agricultural University, and Lal Teer Seed Ltd.&nbsp;<\/p>\n\n\n\n<p>The project focuses on restoring fallow saline lands in coastal Bangladesh by promoting salt-tolerant crops, adaptive farming practices, community engagement, and rural entrepreneurship. To date, COASTS has successfully transformed over 5,000 hectares of unproductive land into productive farmland, trained 10,000 farmers in saline-resilient agriculture, and introduced 15 salt-tolerant vegetable seed varieties. Through this collaborative and climate-smart approach, COASTS is building long-term resilience and improving livelihoods in some of the country\u2019s most climate-vulnerable regions.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>In Southern Bangladesh, climate change is not a future concern. It is a relentless, daily challenge. Rising sea levels, tidal surges, and saltwater intrusion have eroded livelihoods, degraded farmland, and compromised access to clean water &#8230;<\/p>\n","protected":false},"author":15,"featured_media":9565,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"topic_tax":[34,10],"country_tax":[6],"class_list":["post-9563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","topic_tax-climate","topic_tax-food-systems","country_tax-bangladesh"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investing in Resilience: When Business Joins Development\u00a0 - Cordaid International<\/title>\n<meta name=\"description\" content=\"In Southern Bangladesh, climate change is not a future concern. It is a relentless, daily challenge. Rising sea levels, tidal surges, and saltwater intrusion have eroded livelihoods, degraded farmland, and compromised access to clean water and food. While traditional aid has brought temporary relief to coastal communities, it often fails to deliver lasting resilience. Time-bound projects, although impactful during their duration, cannot keep pace with the accelerating impacts of climate change. 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Time-bound projects, although impactful during their duration, cannot keep pace with the accelerating impacts of climate change. 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